1386 W Scrub Oak Cir #16Z7RMapletonUT84664
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1386 W Scrub Oak Cir #16Z7R, Mapleton, UT, 84664 in Mapleton is narrow, $159/mo net on $4,910/mo rent after the $3,645/mo debt service, but the property operates at break-even-plus, not a loss. At $810,700 with a 7.27% yield, the long-run equity case via 5% appreciation ($223,981 over five years) and $7,467/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $316,493.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.2% |
| Monthly Cash Flow | $159 | $450 |
City averages based on Mapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,910 |
| Total Monthly Debt Service | $4,429 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84664, Mapleton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,210 (89.6%) |
| Renter Occupied HU | 365 ( 7.8%) |
| Vacant Housing Units | 125 ( 2.7%) |
| Median Home Value | $815,304 |
| Average Home Value | $903,869 |
Housing Distribution
Address Breakdown
Residential
4,065
Single Family
4,018
Multi-Family
47
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84664, Mapleton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,210 (89.6%) |
| Renter Occupied HU | 365 ( 7.8%) |
| Vacant Housing Units | 125 ( 2.7%) |
| Median Home Value | $815,304 |
| Average Home Value | $903,869 |
Housing Distribution
Address Breakdown
Residential
4,065
Single Family
4,018
Multi-Family
47
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices