138 Mountain StValley HeadAL35989








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valley Head at 138 Mountain St, Valley Head, AL, 35989 with 5% annual appreciation on a $250,000 basis while $1,559/mo rent supports operations. Total monthly income totals $1,559/mo and a $1,224/mo payment preserves $148/mo for cash returns. Annual cash flow comes to $1,770/yr on $82,875 deployed, and return on cash invested reaches 22.04% in year one. Equity gained on principal adds $1,613/yr, and five-year appreciation sums $69,070 alongside rental yield of 7.48%. Five-year ROI measures 113.6% and total cumulative return in cash totals $94,150.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,559/mo property income versus a $1,224/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1950
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35989, Valley Head, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,547 (100%) |
| Owner Occupied HU | 1,050 (67.9%) |
| Renter Occupied HU | 254 (16.4%) |
| Vacant Housing Units | 243 (15.7%) |
| Median Home Value | $173,125 |
| Average Home Value | $235,957 |
Housing Distribution
Address Breakdown
Residential
1,321
Single Family
1,321
Multi-Family
0
Businesses
66
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Listed by: Ashley Manning • Southern Properties Agency Inc
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21872765
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS







