13740 Hartsville StLa PuenteCA91746
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 13740 Hartsville St, La Puente, CA, 91746 in La Puente speaks for itself: 12.83% gross on a $649,000 price, generating $6,941/mo in rent and $2,926/mo in net income after the $2,918/mo debt service. DSCR 2.38, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $35,112 stacks alongside $179,307 in projected five-year appreciation and $5,977/yr in principal reduction. Projected total cumulative return: $434,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 7.0% |
| Monthly Cash Flow | $2,926 | $1,200 |
City averages based on La Puente market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,941 |
| Total Monthly Debt Service | $3,757 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
5,993 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91746, La Puente, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,466 (100%) |
| Owner Occupied HU | 4,952 (66.3%) |
| Renter Occupied HU | 2,347 (31.4%) |
| Vacant Housing Units | 167 ( 2.2%) |
| Median Home Value | $654,852 |
| Average Home Value | $706,843 |
Housing Distribution
Address Breakdown
Residential
6,802
Single Family
6,321
Multi-Family
481
Businesses
1,528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
5,993 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91746, La Puente, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,466 (100%) |
| Owner Occupied HU | 4,952 (66.3%) |
| Renter Occupied HU | 2,347 (31.4%) |
| Vacant Housing Units | 167 ( 2.2%) |
| Median Home Value | $654,852 |
| Average Home Value | $706,843 |
Housing Distribution
Address Breakdown
Residential
6,802
Single Family
6,321
Multi-Family
481
Businesses
1,528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices