221 Vista Circle DrSierra MadreCA91024
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 221 Vista Circle Dr, Sierra Madre, CA, 91024 in Sierra Madre worth modelling. At $949,000 with a 7.46% gross yield, the $5,899/mo rent leaves $29/mo after the $4,267/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.38 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $262,191 by year five; $8,740/yr in principal reduction adds further equity. Total projected return: $361,691.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $29 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,899 |
| Total Monthly Debt Service | $5,493 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
3,802 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91024, Sierra Madre, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,041 (100%) |
| Owner Occupied HU | 2,946 (58.4%) |
| Renter Occupied HU | 1,843 (36.6%) |
| Vacant Housing Units | 252 ( 5.0%) |
| Median Home Value | $1,273,733 |
| Average Home Value | $1,355,042 |
Housing Distribution
Address Breakdown
Residential
4,997
Single Family
3,979
Multi-Family
1,018
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
3,802 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91024, Sierra Madre, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,041 (100%) |
| Owner Occupied HU | 2,946 (58.4%) |
| Renter Occupied HU | 1,843 (36.6%) |
| Vacant Housing Units | 252 ( 5.0%) |
| Median Home Value | $1,273,733 |
| Average Home Value | $1,355,042 |
Housing Distribution
Address Breakdown
Residential
4,997
Single Family
3,979
Multi-Family
1,018
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Regal • Compass
Mls Name: CLAW
Mls ID: #25600611