13731 Cobble LoopWoodbridgeVA22193
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 13731 Cobble Loop, Woodbridge, VA, 22193 in Woodbridge. At $601,801 it earns $3,852/mo in rent and distributes $255/mo to the owner after the $2,706/mo payment, a consistent 7.68% yield. DSCR 1.42 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $166,267 in value; $5,543/yr in principal paydown compounds ownership stake. Total projected return: $244,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.8% |
| Monthly Cash Flow | $255 | $285 |
City averages based on Woodbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,852 |
| Total Monthly Debt Service | $3,358 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22193, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,258 (100%) |
| Owner Occupied HU | 20,214 (80.0%) |
| Renter Occupied HU | 4,725 (18.7%) |
| Vacant Housing Units | 319 ( 1.3%) |
| Median Home Value | $494,290 |
| Average Home Value | $572,899 |
Housing Distribution
Address Breakdown
Residential
24,852
Single Family
22,870
Multi-Family
1,982
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22193, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,258 (100%) |
| Owner Occupied HU | 20,214 (80.0%) |
| Renter Occupied HU | 4,725 (18.7%) |
| Vacant Housing Units | 319 ( 1.3%) |
| Median Home Value | $494,290 |
| Average Home Value | $572,899 |
Housing Distribution
Address Breakdown
Residential
24,852
Single Family
22,870
Multi-Family
1,982
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Stanley Martin Homes
Mls Name: Stanley Martin Homes
Mls Provider:
Mls ID: #N/A