1373 Terry DrSaint CharlesMN55972
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1373 Terry Dr, Saint Charles, MN, 55972 in Saint Charles earns a 9.83% gross yield at $345,000. Rent of $2,827/mo nets $673/mo after the $1,551/mo mortgage. The 1.82 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $95,317 and $3,177/yr in equity accumulation project a total cumulative return of $174,237.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $673 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,827 |
| Total Monthly Debt Service | $2,017 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55972, Saint Charles, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,099 (100%) |
| Owner Occupied HU | 1,511 (72.0%) |
| Renter Occupied HU | 476 (22.7%) |
| Vacant Housing Units | 112 ( 5.3%) |
| Median Home Value | $302,063 |
| Average Home Value | $403,921 |
Housing Distribution
Address Breakdown
Residential
2,067
Single Family
1,906
Multi-Family
161
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55972, Saint Charles, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,099 (100%) |
| Owner Occupied HU | 1,511 (72.0%) |
| Renter Occupied HU | 476 (22.7%) |
| Vacant Housing Units | 112 ( 5.3%) |
| Median Home Value | $302,063 |
| Average Home Value | $403,921 |
Housing Distribution
Address Breakdown
Residential
2,067
Single Family
1,906
Multi-Family
161
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A