13704 Lazy Oak DrTampaFL33613
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 13704 Lazy Oak Dr, Tampa, FL, 33613 in Tampa delivers $2,596/mo in gross rent and $462/mo in net monthly income at a $295,900 entry. The 10.53% yield and 1.95 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $81,752 over five years and $2,725/yr in equity from loan paydown, total projected return is $143,258.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 3.0% |
| Monthly Cash Flow | $462 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,596 |
| Total Monthly Debt Service | $2,016 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
4,000 sqft lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33613, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 4,664 (25.4%) |
| Renter Occupied HU | 12,254 (66.9%) |
| Vacant Housing Units | 1,411 ( 7.7%) |
| Median Home Value | $417,346 |
| Average Home Value | $480,967 |
Housing Distribution
Address Breakdown
Residential
15,312
Single Family
9,274
Multi-Family
6,038
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
4,000 sqft lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33613, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 4,664 (25.4%) |
| Renter Occupied HU | 12,254 (66.9%) |
| Vacant Housing Units | 1,411 ( 7.7%) |
| Median Home Value | $417,346 |
| Average Home Value | $480,967 |
Housing Distribution
Address Breakdown
Residential
15,312
Single Family
9,274
Multi-Family
6,038
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Copeland • VREELAND REAL ESTATE LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8369153
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