5141 Benjamin Eric StZephyrhillsFL33541
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 5141 Benjamin Eric St, Zephyrhills, FL, 33541 in Zephyrhills offers it: the 1.55 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.43%. Long-term, 5% appreciation is forecast to add $69,595, and $2,320/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $81,121.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.5% |
| Monthly Cash Flow | $(244) | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,759 |
| Total Monthly Debt Service | $1,913 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
2,800 sqft lot
$N/A/sqft
$342 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33541, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,243 (100%) |
| Owner Occupied HU | 10,776 (66.3%) |
| Renter Occupied HU | 2,083 (12.8%) |
| Vacant Housing Units | 3,384 (20.8%) |
| Median Home Value | $242,315 |
| Average Home Value | $271,459 |
Housing Distribution
Address Breakdown
Residential
13,965
Single Family
10,880
Multi-Family
3,085
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
2,800 sqft lot
$N/A/sqft
$342 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33541, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,243 (100%) |
| Owner Occupied HU | 10,776 (66.3%) |
| Renter Occupied HU | 2,083 (12.8%) |
| Vacant Housing Units | 3,384 (20.8%) |
| Median Home Value | $242,315 |
| Average Home Value | $271,459 |
Housing Distribution
Address Breakdown
Residential
13,965
Single Family
10,880
Multi-Family
3,085
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ben Goldstein • LENNAR REALTY
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8377217
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511