137 Windward Drive UNIT 137Pt JeffersonNY11777
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 137 Windward Drive UNIT 137, Pt Jefferson, NY, 11777 in Pt Jefferson: $5,452/mo in rent, $1,880/mo net, 14.57% gross yield, all on a $449,000 acquisition. The 2.70 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $124,050 in value, and $4,135/yr in principal paydown steadily builds equity. Projected total cumulative return: $294,752.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.2% |
| Monthly Cash Flow | $1,880 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,452 |
| Total Monthly Debt Service | $3,393 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1997
1,156 sqft lot
$N/A/sqft
$573 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11777, Port Jefferson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,142 (100%) |
| Owner Occupied HU | 2,654 (64.1%) |
| Renter Occupied HU | 1,254 (30.3%) |
| Vacant Housing Units | 234 ( 5.6%) |
| Median Home Value | $723,229 |
| Average Home Value | $860,719 |
Housing Distribution
Address Breakdown
Residential
3,917
Single Family
3,394
Multi-Family
523
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1997
1,156 sqft lot
$N/A/sqft
$573 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11777, Port Jefferson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,142 (100%) |
| Owner Occupied HU | 2,654 (64.1%) |
| Renter Occupied HU | 1,254 (30.3%) |
| Vacant Housing Units | 234 ( 5.6%) |
| Median Home Value | $723,229 |
| Average Home Value | $860,719 |
Housing Distribution
Address Breakdown
Residential
3,917
Single Family
3,394
Multi-Family
523
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices