13635 Alamo St NE, Ham Lake, MN, 55304 | $403/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ham Lake at 13635 Alamo St NE, Ham Lake, MN, 55304 uses $145,860 cash to close to unlock $4,836/yr annual cash flow and $403/mo monthly cash flow. Total monthly income runs $3,151/mo, and a $2,154/mo payment keeps the spread at $403/mo. Purchase price stands at $440,000, and rental yield measures 8.59% with $3,151/mo rent. Return on cash invested shows 23.22% in year one, and 5% annual appreciation builds toward $121,564 over five years. Five-year ROI reaches 120.68% and total cumulative return in cash records $176,026. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,151/mo property income covering a $2,154/mo payment rather than investor’s personal income.

Single Family

Built in 1978

2.50 Acres lot

$N/A/sqft

No HOA