13630 Gibson StGlen EllenCA95442
INVESTMENT ANALYSIS
Investment Verdict
Solid Income13630 Gibson St, Glen Ellen, CA, 95442 in Glen Ellen is a solid income-producing rental, 8.57% gross yield, $8,035/mo rent, $935/mo net cash flow on a $1,125,000 buy. DSCR 1.59 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $310,817 and $10,361/yr in principal reduction project a total cumulative return of $487,345.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.5% |
| Monthly Cash Flow | $935 | $1,200 |
City averages based on Glen Ellen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,035 |
| Total Monthly Debt Service | $6,652 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95442, Glen Ellen, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,740 (100%) |
| Owner Occupied HU | 875 (50.3%) |
| Renter Occupied HU | 480 (27.6%) |
| Vacant Housing Units | 385 (22.1%) |
| Median Home Value | $1,309,036 |
| Average Home Value | $1,403,000 |
Housing Distribution
Address Breakdown
Residential
1,194
Single Family
1,092
Multi-Family
102
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95442, Glen Ellen, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,740 (100%) |
| Owner Occupied HU | 875 (50.3%) |
| Renter Occupied HU | 480 (27.6%) |
| Vacant Housing Units | 385 (22.1%) |
| Median Home Value | $1,309,036 |
| Average Home Value | $1,403,000 |
Housing Distribution
Address Breakdown
Residential
1,194
Single Family
1,092
Multi-Family
102
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices