1361 Wild Ivy WayDaytonOH45440
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1361 Wild Ivy Way, Dayton, OH, 45440 in Dayton speaks for itself: 12.71% gross on a $729,000 price, generating $7,722/mo in rent and $2,879/mo in net income after the $3,278/mo debt service. DSCR 2.36, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $34,549 stacks alongside $201,409 in projected five-year appreciation and $6,714/yr in principal reduction. Projected total cumulative return: $463,173.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 8.1% |
| Monthly Cash Flow | $2,879 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,722 |
| Total Monthly Debt Service | $4,553 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
0.55 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45440, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 6,580 (59.7%) |
| Renter Occupied HU | 3,849 (34.9%) |
| Vacant Housing Units | 591 ( 5.4%) |
| Median Home Value | $272,237 |
| Average Home Value | $307,540 |
Housing Distribution
Address Breakdown
Residential
10,910
Single Family
7,932
Multi-Family
2,978
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
0.55 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45440, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 6,580 (59.7%) |
| Renter Occupied HU | 3,849 (34.9%) |
| Vacant Housing Units | 591 ( 5.4%) |
| Median Home Value | $272,237 |
| Average Home Value | $307,540 |
Housing Distribution
Address Breakdown
Residential
10,910
Single Family
7,932
Multi-Family
2,978
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices