1360 S Thomas StPomonaCA91766
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1360 S Thomas St, Pomona, CA, 91766 in Pomona at $749,800. Rental yield 6.45%. The 6.45% yield and 1.20 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $207,156 by year five, and $6,906/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $245,207.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.0% |
| Monthly Cash Flow | $(608) | $400 |
City averages based on Pomona market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,031 |
| Total Monthly Debt Service | $4,340 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,620 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91766, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,701 (100%) |
| Owner Occupied HU | 10,134 (51.4%) |
| Renter Occupied HU | 8,975 (45.6%) |
| Vacant Housing Units | 592 ( 3.0%) |
| Median Home Value | $636,012 |
| Average Home Value | $670,416 |
Housing Distribution
Address Breakdown
Residential
19,255
Single Family
17,368
Multi-Family
1,887
Businesses
1,551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,620 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91766, Pomona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,701 (100%) |
| Owner Occupied HU | 10,134 (51.4%) |
| Renter Occupied HU | 8,975 (45.6%) |
| Vacant Housing Units | 592 ( 3.0%) |
| Median Home Value | $636,012 |
| Average Home Value | $670,416 |
Housing Distribution
Address Breakdown
Residential
19,255
Single Family
17,368
Multi-Family
1,887
Businesses
1,551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #TR26087435