136 W Seneca StOswegoNY13126








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oswego at 136 W Seneca St, Oswego, NY, 13126 with 5% annual appreciation on a $132,000 basis while $1,410/mo rent supports operations. Total monthly income totals $1,410/mo and a $646/mo payment preserves $529/mo for cash returns. Annual cash flow comes to $6,343/yr on $43,758 deployed, and return on cash invested reaches 34.41% in year one. Equity gained on principal adds $852/yr, and five-year appreciation sums $36,469 alongside rental yield of 12.82%. Five-year ROI measures 181.23% and total cumulative return in cash totals $79,303.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,410/mo property income versus a $646/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1865
1,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13126, Oswego, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 8,551 (54.1%) |
| Renter Occupied HU | 5,074 (32.1%) |
| Vacant Housing Units | 2,183 (13.8%) |
| Median Home Value | $163,728 |
| Average Home Value | $188,660 |
Housing Distribution
Address Breakdown
Residential
14,303
Single Family
13,177
Multi-Family
1,126
Businesses
866
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