136 Storm Drive UNIT 136HoltsvilleNY11742
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Holtsville rentals match the income profile of 136 Storm Drive UNIT 136, Holtsville, NY, 11742. Listed at $419,999, gross rent is $5,142/mo and net cash flow is $1,980/mo, a 14.69% yield well above national averages. DSCR 2.72 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $116,038 by year five with $3,868/yr in annual principal reduction, projecting $289,105 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 6.2% |
| Monthly Cash Flow | $1,980 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,142 |
| Total Monthly Debt Service | $2,995 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
3,485 sqft lot
$N/A/sqft
$357 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11742, Holtsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,698 (100%) |
| Owner Occupied HU | 3,692 (78.6%) |
| Renter Occupied HU | 849 (18.1%) |
| Vacant Housing Units | 157 ( 3.3%) |
| Median Home Value | $577,938 |
| Average Home Value | $568,461 |
Housing Distribution
Address Breakdown
Residential
4,632
Single Family
4,552
Multi-Family
80
Businesses
323
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
3,485 sqft lot
$N/A/sqft
$357 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11742, Holtsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,698 (100%) |
| Owner Occupied HU | 3,692 (78.6%) |
| Renter Occupied HU | 849 (18.1%) |
| Vacant Housing Units | 157 ( 3.3%) |
| Median Home Value | $577,938 |
| Average Home Value | $568,461 |
Housing Distribution
Address Breakdown
Residential
4,632
Single Family
4,552
Multi-Family
80
Businesses
323
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices