136 Cypress Creek RoadChinquapinNC28521
INVESTMENT ANALYSIS
Investment Verdict
Solid Income136 Cypress Creek Road, Chinquapin, NC, 28521 in Chinquapin is a solid income-producing rental, 8.73% gross yield, $1,381/mo rent, $224/mo net cash flow on a $189,900 buy. DSCR 1.62 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $52,466 and $1,749/yr in principal reduction project a total cumulative return of $86,358.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $224 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,381 |
| Total Monthly Debt Service | $1,082 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2017
1.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28521, Chinquapin, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 879 (100%) |
| Owner Occupied HU | 595 (67.7%) |
| Renter Occupied HU | 137 (15.6%) |
| Vacant Housing Units | 147 (16.7%) |
| Median Home Value | $173,553 |
| Average Home Value | $257,244 |
Housing Distribution
Address Breakdown
Residential
948
Single Family
943
Multi-Family
5
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2017
1.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28521, Chinquapin, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 879 (100%) |
| Owner Occupied HU | 595 (67.7%) |
| Renter Occupied HU | 137 (15.6%) |
| Vacant Housing Units | 147 (16.7%) |
| Median Home Value | $173,553 |
| Average Home Value | $257,244 |
Housing Distribution
Address Breakdown
Residential
948
Single Family
943
Multi-Family
5
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices