136 Copperfield DrDaytonOH45415
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 136 Copperfield Dr, Dayton, OH, 45415 in Dayton clears it at 1.71, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.25%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $82,608; $2,754/yr in principal equity; total projected return: $114,264.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 8.1% |
| Monthly Cash Flow | $(19) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,304 |
| Total Monthly Debt Service | $2,204 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1993
6,969 sqft lot
$N/A/sqft
$356 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45415, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,604 (100%) |
| Owner Occupied HU | 3,751 (66.9%) |
| Renter Occupied HU | 1,567 (28.0%) |
| Vacant Housing Units | 286 ( 5.1%) |
| Median Home Value | $209,853 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
5,528
Single Family
4,692
Multi-Family
836
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1993
6,969 sqft lot
$N/A/sqft
$356 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45415, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,604 (100%) |
| Owner Occupied HU | 3,751 (66.9%) |
| Renter Occupied HU | 1,567 (28.0%) |
| Vacant Housing Units | 286 ( 5.1%) |
| Median Home Value | $209,853 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
5,528
Single Family
4,692
Multi-Family
836
Businesses
330
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices