1359 Pine Valley Farm RdComerGA30629
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1359 Pine Valley Farm Rd, Comer, GA, 30629 in Comer speaks for itself: 10.85% gross on a $279,900 price, generating $2,530/mo in rent and $826/mo in net income after the $1,259/mo debt service. DSCR 2.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,913 stacks alongside $77,331 in projected five-year appreciation and $2,578/yr in principal reduction. Projected total cumulative return: $159,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.5% |
| Monthly Cash Flow | $826 | $300 |
City averages based on Comer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,530 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
2.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30629, Comer, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,248 (100%) |
| Owner Occupied HU | 1,644 (73.1%) |
| Renter Occupied HU | 411 (18.3%) |
| Vacant Housing Units | 193 ( 8.6%) |
| Median Home Value | $237,091 |
| Average Home Value | $248,872 |
Housing Distribution
Address Breakdown
Residential
1,965
Single Family
1,965
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
2.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30629, Comer, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,248 (100%) |
| Owner Occupied HU | 1,644 (73.1%) |
| Renter Occupied HU | 411 (18.3%) |
| Vacant Housing Units | 193 ( 8.6%) |
| Median Home Value | $237,091 |
| Average Home Value | $248,872 |
Housing Distribution
Address Breakdown
Residential
1,965
Single Family
1,965
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices