13528 115th StreetJamaicaNY11420
INVESTMENT ANALYSIS
Investment Verdict
Solid Income13528 115th Street, Jamaica, NY, 11420 in Jamaica is a solid income-producing rental, 8.41% gross yield, $5,024/mo rent, $236/mo net cash flow on a $717,000 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $198,094 and $6,604/yr in principal reduction project a total cumulative return of $288,616.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 4.2% |
| Monthly Cash Flow | $236 | $2,800 |
City averages based on Jamaica market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,024 |
| Total Monthly Debt Service | $4,503 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
2,058 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11420, South Ozone Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,510 (100%) |
| Owner Occupied HU | 8,160 (56.2%) |
| Renter Occupied HU | 5,618 (38.7%) |
| Vacant Housing Units | 732 ( 5.0%) |
| Median Home Value | $716,826 |
| Average Home Value | $763,851 |
Housing Distribution
Address Breakdown
Residential
10,093
Single Family
9,776
Multi-Family
317
Businesses
598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
2,058 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11420, South Ozone Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,510 (100%) |
| Owner Occupied HU | 8,160 (56.2%) |
| Renter Occupied HU | 5,618 (38.7%) |
| Vacant Housing Units | 732 ( 5.0%) |
| Median Home Value | $716,826 |
| Average Home Value | $763,851 |
Housing Distribution
Address Breakdown
Residential
10,093
Single Family
9,776
Multi-Family
317
Businesses
598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gabriel Kashi • Keystone Realty USA Corp
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #858025
Disclaimer: The data relating to real estate for sale or lease on this web site comes in part from OneKey MLS. Real estate listings held by brokerage firms other than Zillow, Inc are marked with the OneKey MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 OneKey MLS. All rights reserved.