13523 Orchard RidgeSan AntonioTX78231
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Antonio rental at 13523 Orchard Ridge, San Antonio, TX, 78231 sits in the solid-income band: 9.45% gross yield, $4,570/mo rent, $278/mo net after the $2,608/mo debt service, DSCR 1.75. Entry price of $580,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $160,243 and $5,342/yr in principal reduction bring total cumulative return to $240,929.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $278 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,570 |
| Total Monthly Debt Service | $4,061 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
7,753 sqft lot
$N/A/sqft
$481 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78231, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,647 (100%) |
| Owner Occupied HU | 2,849 (61.3%) |
| Renter Occupied HU | 1,529 (32.9%) |
| Vacant Housing Units | 269 ( 5.8%) |
| Median Home Value | $411,710 |
| Average Home Value | $520,300 |
Housing Distribution
Address Breakdown
Residential
3,964
Single Family
2,979
Multi-Family
985
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
7,753 sqft lot
$N/A/sqft
$481 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78231, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,647 (100%) |
| Owner Occupied HU | 2,849 (61.3%) |
| Renter Occupied HU | 1,529 (32.9%) |
| Vacant Housing Units | 269 ( 5.8%) |
| Median Home Value | $411,710 |
| Average Home Value | $520,300 |
Housing Distribution
Address Breakdown
Residential
3,964
Single Family
2,979
Multi-Family
985
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kendra Kahl • Redfin Corporation
Mls Name: SABOR
Mls Provider:
Mls ID: #1871160
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.