13504 Taylor DrDisputantaVA23842
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 13504 Taylor Dr, Disputanta, VA, 23842 in Disputanta delivers $4,865/mo in gross rent and $860/mo in net monthly income at a $669,950 entry. The 8.71% yield and 1.61 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $185,095 over five years and $6,170/yr in equity from loan paydown, total projected return is $308,782.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $860 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,865 |
| Total Monthly Debt Service | $3,738 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
4.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23842, Disputanta, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,884 (100%) |
| Owner Occupied HU | 2,337 (81.0%) |
| Renter Occupied HU | 329 (11.4%) |
| Vacant Housing Units | 218 ( 7.6%) |
| Median Home Value | $301,263 |
| Average Home Value | $367,852 |
Housing Distribution
Address Breakdown
Residential
2,899
Single Family
2,899
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
4.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23842, Disputanta, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,884 (100%) |
| Owner Occupied HU | 2,337 (81.0%) |
| Renter Occupied HU | 329 (11.4%) |
| Vacant Housing Units | 218 ( 7.6%) |
| Median Home Value | $301,263 |
| Average Home Value | $367,852 |
Housing Distribution
Address Breakdown
Residential
2,899
Single Family
2,899
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Resnick • Real Broker LLC
Mls Name: CVRMLS
Mls ID: #2532816