1350 W Lambert Rd UNIT 113La HabraCA90631
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing1350 W Lambert Rd UNIT 113, La Habra, CA, 90631 in La Habra is a stable, well-positioned rental at $440,000. Rental yield 6.67%. DSCR 1.24 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $121,564 in value and $4,052/yr in principal paydown builds equity, a total projected return of $123,569.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.0% |
| Monthly Cash Flow | $(701) | $250 |
City averages based on La Habra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,447 |
| Total Monthly Debt Service | $2,973 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
N/A lot
$N/A/sqft
$284 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
N/A lot
$N/A/sqft
$284 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices