135 Dogwood RdBolinasCA94924
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 135 Dogwood Rd, Bolinas, CA, 94924 in Bolinas at $1,175,000, 5.67% gross yield, is a market-growth asset. Rental yield 5.67%. The $5,554/mo rent partially funds the $5,284/mo debt service; the core return is the 5%/yr price growth projected to add $324,631 over five years. Ziffy Mortgage's DSCR mortgage (1.05) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $335,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.0% |
| Monthly Cash Flow | $(1,715) | $1,200 |
City averages based on Bolinas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,554 |
| Total Monthly Debt Service | $6,801 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94924, Bolinas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 373 (42.1%) |
| Renter Occupied HU | 282 (31.8%) |
| Vacant Housing Units | 231 (26.1%) |
| Median Home Value | $1,865,741 |
| Average Home Value | $1,721,850 |
Housing Distribution
Address Breakdown
Residential
90
Single Family
90
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94924, Bolinas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 373 (42.1%) |
| Renter Occupied HU | 282 (31.8%) |
| Vacant Housing Units | 231 (26.1%) |
| Median Home Value | $1,865,741 |
| Average Home Value | $1,721,850 |
Housing Distribution
Address Breakdown
Residential
90
Single Family
90
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices