1349 Main StreetRotterdam JunctionNY12150
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1349 Main Street, Rotterdam Junction, NY, 12150 in Rotterdam Junction speaks for itself: 10.68% gross on a $284,500 price, generating $2,532/mo in rent and $632/mo in net income after the $1,279/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,586 stacks alongside $78,602 in projected five-year appreciation and $2,620/yr in principal reduction. Projected total cumulative return: $149,198.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $632 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,532 |
| Total Monthly Debt Service | $1,787 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12150, Rotterdam Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 386 (100%) |
| Owner Occupied HU | 228 (59.1%) |
| Renter Occupied HU | 124 (32.1%) |
| Vacant Housing Units | 34 ( 8.8%) |
| Median Home Value | $287,879 |
| Average Home Value | $310,471 |
Housing Distribution
Address Breakdown
Residential
221
Single Family
221
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12150, Rotterdam Junction, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 386 (100%) |
| Owner Occupied HU | 228 (59.1%) |
| Renter Occupied HU | 124 (32.1%) |
| Vacant Housing Units | 34 ( 8.8%) |
| Median Home Value | $287,879 |
| Average Home Value | $310,471 |
Housing Distribution
Address Breakdown
Residential
221
Single Family
221
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul A Friello • Coldwell Banker Prime Properties
Mls Name: Global MLS
Mls ID: #202525189