13474 Rustling Oaks DrWye MillsMD21679
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Wye Mills rental at 13474 Rustling Oaks Dr, Wye Mills, MD, 21679 sits in the solid-income band: 8.35% gross yield, $4,794/mo rent, $509/mo net after the $3,098/mo debt service, DSCR 1.55. Entry price of $689,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $190,358 and $6,346/yr in principal reduction bring total cumulative return to $294,134.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $509 | $350 |
City averages based on Wye Mills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,794 |
| Total Monthly Debt Service | $4,011 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21679, Wye Mills, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 203 (100%) |
| Owner Occupied HU | 162 (79.8%) |
| Renter Occupied HU | 28 (13.8%) |
| Vacant Housing Units | 13 ( 6.4%) |
| Median Home Value | $521,429 |
| Average Home Value | $519,336 |
Housing Distribution
Address Breakdown
Residential
182
Single Family
182
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21679, Wye Mills, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 203 (100%) |
| Owner Occupied HU | 162 (79.8%) |
| Renter Occupied HU | 28 (13.8%) |
| Vacant Housing Units | 13 ( 6.4%) |
| Median Home Value | $521,429 |
| Average Home Value | $519,336 |
Housing Distribution
Address Breakdown
Residential
182
Single Family
182
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices