1346 Ohio TerLexingtonKY40508
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1346 Ohio Ter, Lexington, KY, 40508 in Lexington speaks for itself: 12.89% gross on a $189,999 price, generating $2,041/mo in rent and $885/mo in net income after the $854/mo debt service. DSCR 2.39, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,618 stacks alongside $52,493 in projected five-year appreciation and $1,750/yr in principal reduction. Projected total cumulative return: $128,919.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 5.2% |
| Monthly Cash Flow | $885 | $385 |
City averages based on Lexington market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,041 |
| Total Monthly Debt Service | $1,081 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
2,090 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1930
2,090 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices