13427 Kingswood DrDeltonMI49046
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 13427 Kingswood Dr, Delton, MI, 49046 in Delton hard to pass up. The 13.66% gross yield on a $443,000 purchase results in $5,042/mo in rent and $2,054/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.53). Annual cash flow of $24,652, five-year appreciation of $122,393, and $4,080/yr in equity build-up combine for a projected total cumulative return of $257,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.8% |
| Monthly Cash Flow | $2,054 | $350 |
City averages based on Delton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,042 |
| Total Monthly Debt Service | $3,545 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
3.50 Acres lot
$N/A/sqft
$800 other HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49046, Delton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,745 (100%) |
| Owner Occupied HU | 2,643 (70.6%) |
| Renter Occupied HU | 349 ( 9.3%) |
| Vacant Housing Units | 753 (20.1%) |
| Median Home Value | $284,855 |
| Average Home Value | $355,428 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
3,146
Multi-Family
22
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
3.50 Acres lot
$N/A/sqft
$800 other HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49046, Delton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,745 (100%) |
| Owner Occupied HU | 2,643 (70.6%) |
| Renter Occupied HU | 349 ( 9.3%) |
| Vacant Housing Units | 753 (20.1%) |
| Median Home Value | $284,855 |
| Average Home Value | $355,428 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
3,146
Multi-Family
22
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices