13411 Champaign StHoustonTX77039
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Houston rentals match the income profile of 13411 Champaign St, Houston, TX, 77039. Listed at $162,500, gross rent is $2,800/mo and net cash flow is $1,644/mo, a 20.67% yield well above national averages. DSCR 3.83 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $44,896 by year five with $1,497/yr in annual principal reduction, projecting $168,069 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.7% | 6.2% |
| Monthly Cash Flow | $1,644 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,800 |
| Total Monthly Debt Service | $1,091 |
| DSCR Ratio | 2.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
8,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77039, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,145 (100%) |
| Owner Occupied HU | 4,726 (51.7%) |
| Renter Occupied HU | 3,785 (41.4%) |
| Vacant Housing Units | 634 ( 6.9%) |
| Median Home Value | $163,445 |
| Average Home Value | $208,753 |
Housing Distribution
Address Breakdown
Residential
8,198
Single Family
6,462
Multi-Family
1,736
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
8,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77039, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,145 (100%) |
| Owner Occupied HU | 4,726 (51.7%) |
| Renter Occupied HU | 3,785 (41.4%) |
| Vacant Housing Units | 634 ( 6.9%) |
| Median Home Value | $163,445 |
| Average Home Value | $208,753 |
Housing Distribution
Address Breakdown
Residential
8,198
Single Family
6,462
Multi-Family
1,736
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices