1340 Us Highway 59 NTimpsonTX75975
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1340 Us Highway 59 N, Timpson, TX, 75975 in Timpson deserves attention. This $198,500 property earns $2,851/mo in rent, a 17.24% gross yield, and nets $1,440/mo after the $893/mo payment. DSCR 3.19 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $54,842 compounds alongside $1,828/yr in yearly equity build, for a total cumulative return of $168,670.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.2% |
| Monthly Cash Flow | $1,440 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,851 |
| Total Monthly Debt Service | $1,333 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
9.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75975, Timpson, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,751 (100%) |
| Owner Occupied HU | 1,043 (59.6%) |
| Renter Occupied HU | 379 (21.6%) |
| Vacant Housing Units | 329 (18.8%) |
| Median Home Value | $171,833 |
| Average Home Value | $187,066 |
Housing Distribution
Address Breakdown
Residential
1,537
Single Family
1,537
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
9.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75975, Timpson, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,751 (100%) |
| Owner Occupied HU | 1,043 (59.6%) |
| Renter Occupied HU | 379 (21.6%) |
| Vacant Housing Units | 329 (18.8%) |
| Median Home Value | $171,833 |
| Average Home Value | $187,066 |
Housing Distribution
Address Breakdown
Residential
1,537
Single Family
1,537
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices