1340 S Main StBrownsvilleKY42210
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1340 S Main St, Brownsville, KY, 42210 in Brownsville fits: $1,499,900, 1.06% gross yield, and a projected 5% annual appreciation rate adding $414,395 in value within five years. Rental yield 1.06%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.20) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $13,814/yr in principal paydown and $414,395 in appreciation project a total return of $65,616.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.1% | 8.0% |
| Monthly Cash Flow | $(7,809) | $150 |
City averages based on Brownsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,320 |
| Total Monthly Debt Service | $8,532 |
| DSCR Ratio | 0.15x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1980
6.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42210, Brownsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,941 (100%) |
| Owner Occupied HU | 1,278 (65.8%) |
| Renter Occupied HU | 416 (21.4%) |
| Vacant Housing Units | 247 (12.7%) |
| Median Home Value | $131,061 |
| Average Home Value | $180,413 |
Housing Distribution
Address Breakdown
Residential
1,805
Single Family
1,803
Multi-Family
2
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1980
6.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42210, Brownsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,941 (100%) |
| Owner Occupied HU | 1,278 (65.8%) |
| Renter Occupied HU | 416 (21.4%) |
| Vacant Housing Units | 247 (12.7%) |
| Median Home Value | $131,061 |
| Average Home Value | $180,413 |
Housing Distribution
Address Breakdown
Residential
1,805
Single Family
1,803
Multi-Family
2
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices