134 Lr #52WinthropAR71866
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 134 Lr #52, Winthrop, AR, 71866 in Winthrop. Priced at $119,850, it generates $1,610/mo in gross rent and $890/mo in net monthly cash flow, a 16.12% yield that comfortably supports the 2.99 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,680. Five-year appreciation: $33,112. Equity from principal paydown: $1,104/yr. Total projected cumulative return: $102,644.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.1% | 8.0% |
| Monthly Cash Flow | $890 | $1,200 |
City averages based on Winthrop market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,610 |
| Total Monthly Debt Service | $673 |
| DSCR Ratio | 2.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71866, Winthrop, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 461 (100%) |
| Owner Occupied HU | 235 (51.0%) |
| Renter Occupied HU | 45 ( 9.8%) |
| Vacant Housing Units | 181 (39.3%) |
| Median Home Value | $201,667 |
| Average Home Value | $188,798 |
Housing Distribution
Address Breakdown
Residential
240
Single Family
240
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71866, Winthrop, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 461 (100%) |
| Owner Occupied HU | 235 (51.0%) |
| Renter Occupied HU | 45 ( 9.8%) |
| Vacant Housing Units | 181 (39.3%) |
| Median Home Value | $201,667 |
| Average Home Value | $188,798 |
Housing Distribution
Address Breakdown
Residential
240
Single Family
240
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices