134 E Elm StAllentownPA18109
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 134 E Elm St, Allentown, PA, 18109 in Allentown. Priced at $195,000, it generates $2,076/mo in gross rent and $759/mo in net monthly cash flow, a 12.78% yield that comfortably supports the 2.37 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,110. Five-year appreciation: $53,875. Equity from principal paydown: $1,796/yr. Total projected cumulative return: $123,289.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 5.2% |
| Monthly Cash Flow | $759 | $850 |
City averages based on Allentown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,076 |
| Total Monthly Debt Service | $1,239 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1927
1,698 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1927
1,698 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nick Smith • Coldwell Banker Hearthside
Mls Name: GLVR
Mls Provider:
Mls ID: #756756
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.