1339 16th Ave #6San FranciscoCA94122
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1339 16th Ave #6, San Francisco, CA, 94122 in San Francisco: $5,802/mo in rent, $3,263/mo net, 21.42% gross yield, all on a $325,000 acquisition. The 3.97 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $89,792 in value, and $2,993/yr in principal paydown steadily builds equity. Projected total cumulative return: $335,598.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.4% | 4.5% |
| Monthly Cash Flow | $3,263 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,802 |
| Total Monthly Debt Service | $2,409 |
| DSCR Ratio | 2.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
3,746 sqft lot
$N/A/sqft
$528 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94122, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 9,949 (42.4%) |
| Renter Occupied HU | 11,908 (50.8%) |
| Vacant Housing Units | 1,601 ( 6.8%) |
| Median Home Value | $1,508,079 |
| Average Home Value | $1,521,648 |
Housing Distribution
Address Breakdown
Residential
22,568
Single Family
15,974
Multi-Family
6,594
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
3,746 sqft lot
$N/A/sqft
$528 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94122, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 9,949 (42.4%) |
| Renter Occupied HU | 11,908 (50.8%) |
| Vacant Housing Units | 1,601 ( 6.8%) |
| Median Home Value | $1,508,079 |
| Average Home Value | $1,521,648 |
Housing Distribution
Address Breakdown
Residential
22,568
Single Family
15,974
Multi-Family
6,594
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aaron M Bellings • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425007032
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.