1338 Lekeona StKailuaHI96734
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1338 Lekeona St, Kailua, HI, 96734 in Kailua: $53,250/mo in rent, $45,905/mo net, 49.73% gross yield, all on a $1,285,000 acquisition. The 9.22 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $355,022 in value, and $11,835/yr in principal paydown steadily builds equity. Projected total cumulative return: $3,438,604.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 49.7% | 5.2% |
| Monthly Cash Flow | $45,905 | $500 |
City averages based on Kailua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $53,250 |
| Total Monthly Debt Service | $6,834 |
| DSCR Ratio | 7.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices