1331 Kelso Lake RdAtholID83801
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1331 Kelso Lake Rd, Athol, ID, 83801 in Athol: $1,697/mo in rent, $891/mo net, 14.54% gross yield, all on a $140,000 acquisition. The 2.69 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $38,679 in value, and $1,289/yr in principal paydown steadily builds equity. Projected total cumulative return: $110,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 8.0% |
| Monthly Cash Flow | $891 | $1,000 |
City averages based on Athol market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,697 |
| Total Monthly Debt Service | $750 |
| DSCR Ratio | 2.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83801, Athol, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 2,855 (84.7%) |
| Renter Occupied HU | 269 ( 8.0%) |
| Vacant Housing Units | 246 ( 7.3%) |
| Median Home Value | $625,271 |
| Average Home Value | $676,141 |
Housing Distribution
Address Breakdown
Residential
2,819
Single Family
2,818
Multi-Family
1
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83801, Athol, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,370 (100%) |
| Owner Occupied HU | 2,855 (84.7%) |
| Renter Occupied HU | 269 ( 8.0%) |
| Vacant Housing Units | 246 ( 7.3%) |
| Median Home Value | $625,271 |
| Average Home Value | $676,141 |
Housing Distribution
Address Breakdown
Residential
2,819
Single Family
2,818
Multi-Family
1
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Zapotocky • Windermere/Manito, LLC
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #24-6443
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.