133 Holloway AveSan FranciscoCA94112
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 133 Holloway Ave, San Francisco, CA, 94112 in San Francisco is narrow, $94/mo net on $5,036/mo rent after the $3,593/mo debt service, but the property operates at break-even-plus, not a loss. At $799,000 with a 7.56% yield, the long-run equity case via 5% appreciation ($220,749 over five years) and $7,359/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.40 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $308,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 4.5% |
| Monthly Cash Flow | $94 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,036 |
| Total Monthly Debt Service | $4,625 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94112, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 14,094 (58.2%) |
| Renter Occupied HU | 8,905 (36.7%) |
| Vacant Housing Units | 1,238 ( 5.1%) |
| Median Home Value | $1,208,430 |
| Average Home Value | $1,228,041 |
Housing Distribution
Address Breakdown
Residential
21,545
Single Family
18,799
Multi-Family
2,746
Businesses
998
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94112, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 14,094 (58.2%) |
| Renter Occupied HU | 8,905 (36.7%) |
| Vacant Housing Units | 1,238 ( 5.1%) |
| Median Home Value | $1,208,430 |
| Average Home Value | $1,228,041 |
Housing Distribution
Address Breakdown
Residential
21,545
Single Family
18,799
Multi-Family
2,746
Businesses
998
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joey Oliva • Omarshall, Inc
Mls Name: MLSListings Inc
Mls ID: #ML82013348