133 3rd AveMount EphraimNJ08059
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 133 3rd Ave, Mount Ephraim, NJ, 08059 in Mount Ephraim is listed at $349,900 and delivers $2,959/mo in rent and $465/mo in net monthly cash flow. The 10.15% yield and 1.88 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $96,671 over five years, and $3,223/yr in principal reduction supplements cash return. Total projected cumulative return: $164,086.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $465 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,959 |
| Total Monthly Debt Service | $2,355 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
6,251 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08059, Mount Ephraim, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,530 (100%) |
| Owner Occupied HU | 1,917 (75.8%) |
| Renter Occupied HU | 508 (20.1%) |
| Vacant Housing Units | 105 ( 4.2%) |
| Median Home Value | $273,405 |
| Average Home Value | $312,990 |
Housing Distribution
Address Breakdown
Residential
2,370
Single Family
2,224
Multi-Family
146
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
6,251 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08059, Mount Ephraim, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,530 (100%) |
| Owner Occupied HU | 1,917 (75.8%) |
| Renter Occupied HU | 508 (20.1%) |
| Vacant Housing Units | 105 ( 4.2%) |
| Median Home Value | $273,405 |
| Average Home Value | $312,990 |
Housing Distribution
Address Breakdown
Residential
2,370
Single Family
2,224
Multi-Family
146
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #NJCD2114218