13289 Trail CrkCoopersvilleMI49404
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 13289 Trail Crk, Coopersville, MI, 49404 in Coopersville is capital appreciation. Rental yield 3.24%. The 3.24% gross yield at $500,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $138,141 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.60) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $63,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 8.0% |
| Monthly Cash Flow | $(1,976) | $250 |
City averages based on Coopersville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,350 |
| Total Monthly Debt Service | $3,127 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.57 Acres lot
$N/A/sqft
$350 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.57 Acres lot
$N/A/sqft
$350 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Luke Scott Bouman • HomeRealty Holland
Mls Name: MichRIC
Mls Provider:
Mls ID: #26027960
Disclaimer: Information is deemed reliable but not guaranteed. Copyright 2026 MichRIC, LLC. All rights reserved.