13270 Thistle Loop, Penn Valley, CA, 95946 | $161/mo Cash Flow

Sold

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

6 Bed
4 Bath
1488 sft

174 Hope Ln, Oroville, CA, 95966

3 Bed
2 Bath
1769 sft

17293 Perimeter Rd, Grass Valley, CA, 95949

3 Bed
2 Bath
1248 sft

14149 Old Emigrant Trl, Grass Valley, CA, 95945

4 Bed
2 Bath
1720 sft

6034 Oleander Ln, Marysville, CA, 95901

Nearby investment properties with comparable prices

2 Bed
1 Bath
1095 sft

17324 Derby Way, Penn Valley, CA, 95946

3 Bed
2 Bath
2128 sft

15241 Magnolia Rd, Grass Valley, CA, 95949

3 Bed
2 Bath
1485 sft

73 Elsa Ln, Oroville, CA, 95966

2 Bed
2 Bath
1536 sft

13071 Moonshine Rd, Camptonville, CA, 95922

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Penn Valley at 13270 Thistle Loop, Penn Valley, CA, 95946 generates $3,202/mo in rent and, after a $1,884/mo payment, leaves $161/mo in cash flow. Total monthly income is $3,202/mo, and annual cash flow is $1,931/yr on $127,628 invested. Return on cash invested sits at 21.42% in year one, and rental yield is 9.98% on a $385,000 entry. Equity gained on principal adds $2,484/yr, while 5% annual appreciation builds toward $106,368 over five years. Five-year ROI reaches 113.18% and total cumulative return in cash sums $144,454. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,202/mo property income rather than buyer’s personal income.

Single Family

Built in 1987

0.65 Acres lot

$N/A/sqft

$3,405 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95946, Penn Valley, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,670 (100%)
Owner Occupied HU	3,429 (73.4%)
Renter Occupied HU	659 (14.1%)
Vacant Housing Units	582 (12.5%)
Median Home Value	$637,879
Average Home Value	$722,717