1325 Mount Laurel RdTemplePA19560
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1325 Mount Laurel Rd, Temple, PA, 19560 in Temple is a conservative rental investment at $235,000. Rental yield 6.15%. A 1.14 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $64,926; $2,164/yr in principal paydown supplements. Total projected return: $67,892.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(336) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,204 |
| Total Monthly Debt Service | $1,446 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1930
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer L. Schimmel • Keller Williams Northampton
Mls Name: GLVR
Mls Provider:
Mls ID: #755800
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.