1325 Avery PlSiloam SpringsAR72761
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1325 Avery Pl, Siloam Springs, AR, 72761 in Siloam Springs is capital appreciation. Rental yield 3.3%. The 3.3% gross yield at $789,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $217,986 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.71) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $155,059.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 7.2% |
| Monthly Cash Flow | $(2,576) | $450 |
City averages based on Siloam Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,513 |
| Total Monthly Debt Service | $4,429 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72761, Siloam Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,021 (100%) |
| Owner Occupied HU | 5,952 (59.4%) |
| Renter Occupied HU | 3,437 (34.3%) |
| Vacant Housing Units | 632 ( 6.3%) |
| Median Home Value | $298,425 |
| Average Home Value | $423,917 |
Housing Distribution
Address Breakdown
Residential
9,752
Single Family
9,366
Multi-Family
386
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72761, Siloam Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,021 (100%) |
| Owner Occupied HU | 5,952 (59.4%) |
| Renter Occupied HU | 3,437 (34.3%) |
| Vacant Housing Units | 632 ( 6.3%) |
| Median Home Value | $298,425 |
| Average Home Value | $423,917 |
Housing Distribution
Address Breakdown
Residential
9,752
Single Family
9,366
Multi-Family
386
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cammi Hevener • Keller Williams Market Pro Realty - Siloam Springs
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1309081
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.