1323 Jordan DrShady SideMD20764
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 1323 Jordan Dr, Shady Side, MD, 20764 in Shady Side worth study. Rental yield 5.35%. The 5.35% gross yield is below cash-flow benchmarks at $1,050,000, but 5% annual appreciation, adding $290,096 over five years, frames this as a capital growth position. Rent of $4,681/mo partially offsets the $4,721/mo payment. Ziffy Mortgage finances appreciation-play properties (0.99 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $279,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 7.2% |
| Monthly Cash Flow | $(1,849) | $450 |
City averages based on Shady Side market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,681 |
| Total Monthly Debt Service | $6,113 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20764, Shady Side, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,888 (100%) |
| Owner Occupied HU | 1,495 (79.2%) |
| Renter Occupied HU | 190 (10.1%) |
| Vacant Housing Units | 203 (10.8%) |
| Median Home Value | $494,105 |
| Average Home Value | $620,125 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,749
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20764, Shady Side, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,888 (100%) |
| Owner Occupied HU | 1,495 (79.2%) |
| Renter Occupied HU | 190 (10.1%) |
| Vacant Housing Units | 203 (10.8%) |
| Median Home Value | $494,105 |
| Average Home Value | $620,125 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,749
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karlton Morris • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDAA2125562