13200 Depot StSan MartinCA95046
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 13200 Depot St, San Martin, CA, 95046 in San Martin. At $950,000 it earns $7,757/mo in rent and distributes $1,880/mo to the owner after the $4,272/mo payment, a consistent 9.8% yield. DSCR 1.82 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $262,467 in value; $8,750/yr in principal paydown compounds ownership stake. Total projected return: $481,155.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $1,880 | $300 |
City averages based on San Martin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,757 |
| Total Monthly Debt Service | $5,499 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95046, San Martin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,294 (67.4%) |
| Renter Occupied HU | 507 (26.4%) |
| Vacant Housing Units | 118 ( 6.1%) |
| Median Home Value | $1,586,420 |
| Average Home Value | $1,563,049 |
Housing Distribution
Address Breakdown
Residential
1,559
Single Family
1,559
Multi-Family
0
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95046, San Martin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,294 (67.4%) |
| Renter Occupied HU | 507 (26.4%) |
| Vacant Housing Units | 118 ( 6.1%) |
| Median Home Value | $1,586,420 |
| Average Home Value | $1,563,049 |
Housing Distribution
Address Breakdown
Residential
1,559
Single Family
1,559
Multi-Family
0
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices