132 N Brooks StPontotocMS38863








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pontotoc at 132 N Brooks St, Pontotoc, MS, 38863 listed at $149,900 pairs $1,185/mo rent with a $734/mo payment to leave $267/mo cash flow. Total monthly income runs $1,185/mo, and annual cash flow reaches $3,209/yr on $49,692 cash to close. Return on cash invested measures 26.37% in year one, and rental yield registers 9.49% at a $149,900 basis. Equity gained on principal adds $967/yr, and annual property appreciation at 5% supports $41,415 by year five. Five-year ROI tracks 137.43% and total cumulative return in cash totals $68,291. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,185/mo property income relative to a $734/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in N/A
1.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Housing Distribution
Address Breakdown
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
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Listed by: Liz Beavers • JASON WARREN AND ASSOCIATES, INC
Mls Name: NMMLS
Mls ID: #25-1763








