132 Maple StCottage HillsIL62018
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Cottage Hills rental at 132 Maple St, Cottage Hills, IL, 62018 sits in the solid-income band: 10.99% gross yield, $1,314/mo rent, $319/mo net after the $645/mo debt service, DSCR 2.04. Entry price of $143,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $39,646 and $1,322/yr in principal reduction bring total cumulative return to $75,466.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.0% |
| Monthly Cash Flow | $319 | $300 |
City averages based on Cottage Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,314 |
| Total Monthly Debt Service | $938 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
10,219 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62018, Cottage Hills, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,665 (100%) |
| Owner Occupied HU | 965 (58.0%) |
| Renter Occupied HU | 500 (30.0%) |
| Vacant Housing Units | 200 (12.0%) |
| Median Home Value | $116,618 |
| Average Home Value | $140,492 |
Housing Distribution
Address Breakdown
Residential
1,343
Single Family
1,343
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
10,219 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62018, Cottage Hills, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,665 (100%) |
| Owner Occupied HU | 965 (58.0%) |
| Renter Occupied HU | 500 (30.0%) |
| Vacant Housing Units | 200 (12.0%) |
| Median Home Value | $116,618 |
| Average Home Value | $140,492 |
Housing Distribution
Address Breakdown
Residential
1,343
Single Family
1,343
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Caleb A Davis • Keller Williams Marquee
Mls Name: MARIS
Mls Provider:
Mls ID: #25029284
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