132 E Shore DrHawleyPA18428
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder132 E Shore Dr, Hawley, PA, 18428 in Hawley is a stable, well-positioned rental at $555,000. Rental yield 7.46%. DSCR 1.38 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $153,336 in value and $5,112/yr in principal paydown builds equity, a total projected return of $195,100.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(256) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,451 |
| Total Monthly Debt Service | $3,487 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.75 Acres lot
$N/A/sqft
$850 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18428, Hawley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,053 (100%) |
| Owner Occupied HU | 4,651 (46.3%) |
| Renter Occupied HU | 862 ( 8.6%) |
| Vacant Housing Units | 4,540 (45.2%) |
| Median Home Value | $299,604 |
| Average Home Value | $365,547 |
Housing Distribution
Address Breakdown
Residential
7,035
Single Family
4,077
Multi-Family
2,958
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.75 Acres lot
$N/A/sqft
$850 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18428, Hawley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,053 (100%) |
| Owner Occupied HU | 4,651 (46.3%) |
| Renter Occupied HU | 862 ( 8.6%) |
| Vacant Housing Units | 4,540 (45.2%) |
| Median Home Value | $299,604 |
| Average Home Value | $365,547 |
Housing Distribution
Address Breakdown
Residential
7,035
Single Family
4,077
Multi-Family
2,958
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Sives, Jr. Associate Broker • Keller Williams RE Hawley
Mls Name: PWAR
Mls Provider:
Mls ID: #PW250048
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.