132 County Road 58PisgahAL35765
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 132 County Road 58, Pisgah, AL, 35765 in Pisgah aligned with their strategy. At $300,000, the property generates $1,734/mo in rent and $41/mo in net cash, consistent returns without excessive leverage. DSCR 1.29 and 6.94% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $2,763/yr in paydown build toward a projected cumulative return of $115,672.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $41 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,734 |
| Total Monthly Debt Service | $1,574 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35765, Pisgah, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,921 (100%) |
| Owner Occupied HU | 1,333 (69.4%) |
| Renter Occupied HU | 327 (17.0%) |
| Vacant Housing Units | 261 (13.6%) |
| Median Home Value | $175,219 |
| Average Home Value | $229,812 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35765, Pisgah, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,921 (100%) |
| Owner Occupied HU | 1,333 (69.4%) |
| Renter Occupied HU | 327 (17.0%) |
| Vacant Housing Units | 261 (13.6%) |
| Median Home Value | $175,219 |
| Average Home Value | $229,812 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices