132 County Road 2197BartlesvilleOK74003
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 132 County Road 2197, Bartlesville, OK, 74003 in Bartlesville worth modelling. At $285,000 with a 8.49% gross yield, the $2,017/mo rent leaves $197/mo after the $1,282/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.57 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $78,740 by year five; $2,625/yr in principal reduction adds further equity. Total projected return: $120,971.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.8% |
| Monthly Cash Flow | $197 | $320 |
City averages based on Bartlesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,017 |
| Total Monthly Debt Service | $1,707 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74003, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,871 (100%) |
| Owner Occupied HU | 3,286 (47.8%) |
| Renter Occupied HU | 2,399 (34.9%) |
| Vacant Housing Units | 1,186 (17.3%) |
| Median Home Value | $111,728 |
| Average Home Value | $178,462 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
5,749
Multi-Family
220
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74003, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,871 (100%) |
| Owner Occupied HU | 3,286 (47.8%) |
| Renter Occupied HU | 2,399 (34.9%) |
| Vacant Housing Units | 1,186 (17.3%) |
| Median Home Value | $111,728 |
| Average Home Value | $178,462 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
5,749
Multi-Family
220
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brittany Dunn • Keller Williams Realty
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2509780
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.