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Get DSCR Rental Loan Rate Quote
$275,000
3 bds•2 ba•1779sqft

395870 W 3010th Dr,Ochelata,OK,74051

7.57%
Gross Yield
19.47%
ROI
$1,734/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Steady Equity Builder

Steady, low-maintenance, and fundable: 395870 W 3010th Dr, Ochelata, OK, 74051 in Ochelata at $275,000. Rental yield 7.57%. The 7.57% yield and 1.33 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $75,977 by year five, and $2,305/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $97,915.

This PropertyNational Avg
Gross Rental Yield7.6%6.2%
Monthly Cash Flow$(22)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

1.01× DSCR
✓ Qualifies

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,734
Total Monthly Debt Service$1,714
DSCR Ratio1.01x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1976

1.75 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74051, Ochelata, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)884 (100%)
Owner Occupied HU646 (73.1%)
Renter Occupied HU170 (19.2%)
Vacant Housing Units68 ( 7.7%)
Median Home Value$210,989
Average Home Value$287,693

Housing Distribution

Address Breakdown

Residential

725

Single Family

725

Multi-Family

0

Businesses

37

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NMLS #2625701
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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
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ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

813 S Mississippi St
Recently listed
$ 194,900
ROI
24.0%
Rent
$1,473 / mo
  • 4 Bed
  • 3 Bath
  • 1904 sft
813 S Mississippi St, Nowata, OK, 74048
370 S Ave E
Recently listed
$ 185,000
ROI
25.5%
Rent
$1,477 / mo
  • 3 Bed
  • 1 Bath
  • 903 sft
370 S Ave E, Collinsville, OK, 74021
1329 Oakdale Dr
Investment Property+ 3 more
$ 205,000
ROI
22.7%
Rent
$1,478 / mo
  • 5 Bed
  • 4 Bath
  • 3640 sft
1329 Oakdale Dr, Bartlesville, OK, 74006
1204 N Wyandotte Ave
Recently listed
$ 199,900
ROI
23.4%
Rent
$1,480 / mo
  • 3 Bed
  • 2 Bath
  • 1328 sft
1204 N Wyandotte Ave, Dewey, OK, 74029

Nearby investment properties with comparable prices

1105 S Hummingbird Ln
Recently listed
$ 234,000
ROI
26.0%
Cash Flow/m
$408
  • 3 Bed
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1105 S Hummingbird Ln, Skiatook, OK, 74070
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Recently listed
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Cash Flow/m
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Loan officer
Loan officer
Loan officer
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NMLS #2625701
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Listed by: N/A • N/A 

Mls Name: MLS Technology, Inc.

Mls Provider:Mls

Mls ID: #2629850

Oklahoma•Ochelata•395870 W 3010th Dr
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Monthly Cash Flow: $1 - $3k+
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Single Family

Built in 1976

1.75 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74051, Ochelata, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)884 (100%)
Owner Occupied HU646 (73.1%)
Renter Occupied HU170 (19.2%)
Vacant Housing Units68 ( 7.7%)
Median Home Value$210,989
Average Home Value$287,693

Housing Distribution

Address Breakdown

Residential

725

Single Family

725

Multi-Family

0

Businesses

37