








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Temple at 1314 W Central Ave, Temple, TX, 76504 generates $1,475/mo in rent, after a $1,297/mo payment. Total monthly income is $1,475/mo. Return on cash invested sits at 14.32% in year one, and rental yield is 6.68% on a $265,000 entry. Equity gained on principal adds $1,710/yr, while 5% annual appreciation builds toward $73,215 over five years. Five-year ROI reaches 74.08% and total cumulative return in cash sums $65,079. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,475/mo property income rather than buyer’s personal income.
Single Family
Built in 1928
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76504, Temple, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,346 (100%) |
| Owner Occupied HU | 4,802 (36.0%) |
| Renter Occupied HU | 7,272 (54.5%) |
| Vacant Housing Units | 1,272 ( 9.5%) |
| Median Home Value | $208,864 |
| Average Home Value | $274,573 |
Residential
11,800
Single Family
8,424
Multi-Family
3,376
Businesses
1,106
Date | Event | Price |
|---|---|---|
| 2025-03-22 | Listed for sale | $265,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-03-22 | $2409.16 | 12.77% | $103,028 | 10.57% |
| 2023-03-22 | $2136.38 | 11.31% | $93,183 | 16.25% |
| 2022-03-22 | $1919.37 | N/A | $80,157 | 15.42% |



Listed by: Patricia Jones • Mersal Realty
Mls Name: Central Texas MLS
Mls Provider:
Mls ID: #572437
Disclaimer: Listing and property data is from an Internet Data Exchange (IDX) provided by the Central Texas MLS. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 Central Texas MLS, All Rights Reserved.